Translate the following HTML to English, preserving HTML format, no markdown code blocks, and do not insert line breaks. Decode standard entities before translating. Original: ?まず対象者を確認すると、かなり限定されています?特定口座の金融所得が社会保険料に反映? Translation: First, when confi
The following people are most likely to be affected by this revision.
- People aged 75 and over (members of the Late-Stage Elderly Medical Care System)
- People with substantial financial assets and large dividend or stock transfer profits
- People using a specified account (with withholding tax)
Until now, financial income in the specified account was not reflected in the calculation of insurance premiums for the Late-Stage Elderly Medical Care System unless you filed a tax return.
Therefore, there were cases where even with large dividend income, the burden of premiums was relatively light, and the argument “this is unfair” had been ongoing.
This revision reconsiders this point.
In other words, the targets are wealthy elderly asset holders who earn substantial financial income while living on a pension.
For many people, it has little to do with them
So how about the active working generation?
For employees who receive salaries, health insurance premiums and welfare pension insurance premiums are determined based on salary.
Also,
- People investing with NISA
- General working investors
- People whose investment amounts are not that large
For many of these people, the impact of this revision is minimal.
People who focus on FX or futures trading were already assuming tax filing, so the changes to the system are not drastic.
In other words, not all investors will see an increase in social insurance premiums.
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