😟利上げしたのに家計負担が増える皮肉な現実

Even though the Bank of Japan raised the policy rate to 1%,the burden of variable-rate housing loans is increasing, especially among younger people. For example, for a 40 million yen loan, even a 0.25% annual increase can raise the total repayment by tens of thousands to hundreds of thousands of yen.

At the same time, as the yen continues to weaken, import prices for energy and food rise, hitting households directly. The goal of the rate hike is to curb inflation and correct the yen depreciation, but because the U.S. interest rate gap is large, the exchange impact is limited,and it has taken on a short-term burden for households.

It cannot be said that there was no meaning, but the limits are clear. While pursuing nominal growth through aggressive fiscal policy, there is also an aspect that increases imports which exerts downward pressure on the yen, continuing a situation where the public bears a double burden.