Why FX now?: The only way to protect yourself in an era of inflation
Recently, gasoline prices have dropped sharply due to the abolition of the temporary tax; however, the price of rice remains high, chocolate is up 1.5 times, and beer has quietly increased by several tens of yen. In this way, most things have become considerably more expensive than a few years ago. Monthly electricity and gas bills stay high, and social insurance premiums and taxes deducted from paychecks remain a nuisance.
People say that a moderate inflation is healthy for society, but it feels like it is rising on the rightward slope beyond that. On the other hand, when it comes to the salary deposited, it is “flat” or, when adjusted for price increases, “real decline.” It feels unfair somehow. Why is life not easier even though we’re working hard?
This article will explain why, in such a harsh era, FX (foreign exchange margin trading) can be the strongest defense now. I want to unpack the reasons not from speculative viewpoints, but as a realistic means of protecting assets.
The brutally honest reality we must face is that “keeping cash in the bank actually incurs the most certain losses.”
Inflation means “prices go up,” which, in other words, means “the value of money falls.”
Japan has emerged from a long deflationary period and transitioned to an inflationary trend. For example, if prices rise by 3% per year, the 1 million yen deposited in a bank will be worth only 970,000 yen the following year. If that continues for 10 years, you can imagine how dramatically the value could erode.
In the past, Japanese large corporations offered generous pensions, lifelong employment, and post-retirement corporate pensions.
But now both the government and corporations are stretched thin just to survive.
Holding only Japanese yen is like continually storing water in a bucket with holes. It is the same as taking a high-risk gamble on concentrating investments in Japanese yen.
Some people have already started taking measures to defend their livelihoods. However, the measures chosen by many have weaknesses that make them less likely to be decisive.
Savings: The most immediate, but with limits. Cutting food costs and tolerating cooled or heated homes deprives you of mental richness and is not sustainable long-term.
Side business: A reliable way to increase income, but it requires trading your time and energy. Is it realistic to increase working hours further when your main job is already busy?
Index investing (utilizing NISA): Very effective and first recommended. Still, it aims for annual percentage gains. Even so, it’s worth exploring a solid strategy to allocate major assets while seeking riskier, higher-return opportunities with the remainder of your assets.
Now, a candidate emerges: the option of “FX.”
Many people view FX as “scary,” “gambling,” or “I might lose a lot.” Indeed, a high-leverage, one-shot reversal strategy is gambling. But the true FX is much steadier and possesses characteristics suited to today’s era.
Why FX now? There is only one reason: you can profit from both rising and falling markets, and the market generally moves according to statistics.
Stocks are based on “buy low, sell high,” but FX makes it easy to “sell high and buy back when it falls.” Whether the economy worsens, yen strengthens, or yen weakens, anything that moves offers a chance.
FX is not merely a coin flip. There are patterns to the price movements of specific currency pairs. Therefore, price movements are not 50-50. Depending on chart patterns, probabilities shift slightly. It is crucial to statistically identify the advantaged side and invest capital accordingly. It is also important to acquire and apply trading skills to cut losses and extend profits. By doing so, you maximize the potential to grow your assets in a world where skill prevails.
Protecting yourself with FX does not mean aiming to become a billionaire. It means using it as a means to earn supplementary income that enriches your private life.
What matters is breaking away from the “reliance on labor income alone.”
If your income comes only from the hours you work, you are at risk of bankruptcy the moment you fall ill, get injured, or require caregiving. However, FX offers “automatic trading (EA)” and “signal-entry alerts that prompt you to enter only when there is an edge,” which are time-saving trading methods. There are many tools that automate profit-taking and stop-losses advantageously.
By using these, while you are working or sleeping, the system will steadily perform currency trading. Removing emotions and mechanically accumulating profits—this is the form of a “second wallet” that busy modern people should have.
Of course, FX is not magic. Words like “Anyone can easily earn billions while sleeping” are a lie. It requires study and verification. If you mishandle capital management, there is a real risk of exiting the market.
However, if you strictly follow “clear stop-loss rules” and “start with excess funds in small amounts,” FX will not be a terrifying monster but a loyal watchdog that protects your assets.
Choosing not to do FX is also fine. But please remember this:
“Living without any investment and sticking only to cash in Japanese yen.”
This is also a form of investment that bets all on the generally yen-depreciating currency, the Japanese yen.
What is needed to survive the inflation era is not a perfect, assured answer taught by someone.
It is about having the option to try some investment actions yourself, to see if they grow or shrink, and to experience the outcome.
With the country and companies unable to rely on, only you yourself can protect you and your family through action.
First, start small, while continuing index investing, and try FX as a middle-risk, middle-return method to ride the waves of the global economy.
In particular, alongside index investing and stocks, FX is a field you will likely consider entering several times in your life. Starting early and small and learning ensures you can handle it steadily without big losses, and this ability to protect your assets is valuable.
That should be the first step toward dispelling fears about the future.
See you again!
People say that a moderate inflation is healthy for society, but it feels like it is rising on the rightward slope beyond that. On the other hand, when it comes to the salary deposited, it is “flat” or, when adjusted for price increases, “real decline.” It feels unfair somehow. Why is life not easier even though we’re working hard?
This article will explain why, in such a harsh era, FX (foreign exchange margin trading) can be the strongest defense now. I want to unpack the reasons not from speculative viewpoints, but as a realistic means of protecting assets.
■1. The silent and greatest risk: holding cash
The brutally honest reality we must face is that “keeping cash in the bank actually incurs the most certain losses.”
Inflation means “prices go up,” which, in other words, means “the value of money falls.”
Japan has emerged from a long deflationary period and transitioned to an inflationary trend. For example, if prices rise by 3% per year, the 1 million yen deposited in a bank will be worth only 970,000 yen the following year. If that continues for 10 years, you can imagine how dramatically the value could erode.
In the past, Japanese large corporations offered generous pensions, lifelong employment, and post-retirement corporate pensions.
But now both the government and corporations are stretched thin just to survive.
Holding only Japanese yen is like continually storing water in a bucket with holes. It is the same as taking a high-risk gamble on concentrating investments in Japanese yen.
■2. Why “NISA” or side business alone aren’t enough
Some people have already started taking measures to defend their livelihoods. However, the measures chosen by many have weaknesses that make them less likely to be decisive.
Savings: The most immediate, but with limits. Cutting food costs and tolerating cooled or heated homes deprives you of mental richness and is not sustainable long-term.
Side business: A reliable way to increase income, but it requires trading your time and energy. Is it realistic to increase working hours further when your main job is already busy?
Index investing (utilizing NISA): Very effective and first recommended. Still, it aims for annual percentage gains. Even so, it’s worth exploring a solid strategy to allocate major assets while seeking riskier, higher-return opportunities with the remainder of your assets.
Now, a candidate emerges: the option of “FX.”
■3. Redefining FX: not gambling, but riding the currency strength
Many people view FX as “scary,” “gambling,” or “I might lose a lot.” Indeed, a high-leverage, one-shot reversal strategy is gambling. But the true FX is much steadier and possesses characteristics suited to today’s era.
Why FX now? There is only one reason: you can profit from both rising and falling markets, and the market generally moves according to statistics.
Stocks are based on “buy low, sell high,” but FX makes it easy to “sell high and buy back when it falls.” Whether the economy worsens, yen strengthens, or yen weakens, anything that moves offers a chance.
FX is not merely a coin flip. There are patterns to the price movements of specific currency pairs. Therefore, price movements are not 50-50. Depending on chart patterns, probabilities shift slightly. It is crucial to statistically identify the advantaged side and invest capital accordingly. It is also important to acquire and apply trading skills to cut losses and extend profits. By doing so, you maximize the potential to grow your assets in a world where skill prevails.
■4. Fearlessly saying it: FX as a means to protect yourself
Protecting yourself with FX does not mean aiming to become a billionaire. It means using it as a means to earn supplementary income that enriches your private life.
What matters is breaking away from the “reliance on labor income alone.”
If your income comes only from the hours you work, you are at risk of bankruptcy the moment you fall ill, get injured, or require caregiving. However, FX offers “automatic trading (EA)” and “signal-entry alerts that prompt you to enter only when there is an edge,” which are time-saving trading methods. There are many tools that automate profit-taking and stop-losses advantageously.
By using these, while you are working or sleeping, the system will steadily perform currency trading. Removing emotions and mechanically accumulating profits—this is the form of a “second wallet” that busy modern people should have.
Of course, FX is not magic. Words like “Anyone can easily earn billions while sleeping” are a lie. It requires study and verification. If you mishandle capital management, there is a real risk of exiting the market.
However, if you strictly follow “clear stop-loss rules” and “start with excess funds in small amounts,” FX will not be a terrifying monster but a loyal watchdog that protects your assets.
■ The biggest risk is “not choosing”
Choosing not to do FX is also fine. But please remember this:
“Living without any investment and sticking only to cash in Japanese yen.”
This is also a form of investment that bets all on the generally yen-depreciating currency, the Japanese yen.
What is needed to survive the inflation era is not a perfect, assured answer taught by someone.
It is about having the option to try some investment actions yourself, to see if they grow or shrink, and to experience the outcome.
With the country and companies unable to rely on, only you yourself can protect you and your family through action.
First, start small, while continuing index investing, and try FX as a middle-risk, middle-return method to ride the waves of the global economy.
In particular, alongside index investing and stocks, FX is a field you will likely consider entering several times in your life. Starting early and small and learning ensures you can handle it steadily without big losses, and this ability to protect your assets is valuable.
That should be the first step toward dispelling fears about the future.
See you again!
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