*Rare independent financial planner "Hana FP Office" that does not sell insurance or other products* • Thanks to you, more than 100 consultations per year! Unlike many independent FP’s, we do not sell insurance or other products, and we provide neutral advice in the true sense. • Holds CFP certificate (c) (international credential) and Level 1 FP Technician (national credential), and receives favorable feedback for appropriate advice drawn from extensive consultation experience. • Not bound by general theories; we convey methods that fit the customer and require as little effort as possible. *“Hana FP Office” Representative Kiko Matsumoto Profile* Has provided household budget consultations for hundreds of people in the FP (financial planner) department of a major company, and continued to gain experience at an independent FP firm. After childbirth, she experienced housekeeping and childrearing as a full-time housewife. Experienced the behind-the-scenes of the FP industry, and after independence, leveraged her stance of not selling products to work as a comprehensive FP who accepts consultations on a wide range of areas such as insurance, asset management, and housing. ★ Media appearances: "AERA with Baby" (Asahi Shimbun Publications), "Nikkei Veritas" (Nikkei Inc.), "Happy-Note" (Mikihouse), etc.