Please teach your children how to invest — now featuring in Toyo Keizai ONLINE column

Good morning, this is Matsushita.

Yesterday's Dow Jones continued to rise,

it shows no signs of stopping,

USD/JPY is moving within a tight range.

NY Gold fell back.

How many years have you been investing?

Have you been able to make profits?

From the results of the newsletter readers

survey conducted in January this year, 75% of investors

have realized that they have been losing since they started investing.

.

Many investors are struggling,

but still 25% are making profits.

Among those investors who are profitable,

if you have children,

please teach them investing.

Learning to invest takes a long time,

and there are many things you won't understand without experience.

You have likely struggled for a long time as well.

When your child reaches the same age as you in the future and,

when they consider asset management for retirement,

the child will have to learn investing from scratch,

and will go through exactly the same difficulties as you.

Sometimes, they will struggle even more than you,

and fall into harsh circumstances.

Japan's pension system

has structural problems, has reached its limits,

and will become even more severe in the future.

The average Japanese lifespan

is said to extend by 5 years every 20 years.

By the time I reach 80,

the average lifespan for women will exceed 90 years.

In the generation of our children,

they will be 95 years old.

A life with a hundred-year lifespan is right around the corner,

and the momentum for asset management and investing will continue to grow.

However, there is no dramatic improvement in the environment for learning to invest,

and more people will still take a long time to learn,

yet many people will still lose money.

You may spend five years or ten years

without yet making a profit.

Nevertheless, those five or ten years bring valuable experiences and a buildup of knowledge.

Even if you are not yet profitable,

by teaching your experiences and knowledge to your children,

your children or grandchildren may be able to avoid losses.

Since you are learning investing anyway,

teach it to your children and pass on knowledge and experience to the next generations

so that it continues across generations.

If you do so, the potential for profits will surely be higher than it is now.

Wouldn’t you want your children and grandchildren not to endure the same hardships you did?

If you feel that way, teach the investing you are learning now to your children.

If possible, acquire techniques and knowledge to profit,

and teach them to your children.

Your children will be happy.

That knowledge, skills, and experience

cannot be bought with money, and

they are obtained only after an immense amount of time.