NISA, you can also use it like this,
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Now, the theme this time isHow to use NISA.
Three months remain in 2017.
By the way, do you still have unused NISA investment allowance for 2017?
If you still have some left and you hold stocks with some unrealized losses while your annual earnings in a specified account are positive, you could use it like this.
☆ Sell holdings with unrealized losses within the 2017-profit scope to realize a loss.
→ The amount of loss will reduce your taxes accordingly.
Note 1) If you realize a loss in a specified account at the same securities company where you have profits in a specified account, they will be offset against each other.
Note 2) If it’s a different securities company, you would need to file a self-assessment tax return to recover the loss.
Thus, with the funds from the loss cut, if you make new investments using the remaining 2017 NISA initial allowance, you can enjoy gains from sales, dividends (if you chose the pro rata distribution method for dividends), and tax-exemption.
Note) If you incur a loss with NISA, that loss cannot be offset against other gains, and is treated as if it never happened.
October, November, December dividend-bearing stocks could be a good target.
Also, if you think the stock you sold at a loss will rise in value, you could buy it with NISA.
As the 2017 NISA allowance comes to an end at year’s end, you won’t be able to use it after that...
For individual cases or details, be sure to contact your securities company and tax office in advance, and judge and trade at your own responsibility.
Note) The above is my personal opinion and is intended only to improve financial literacy. Therefore, it was not created for investment solicitation. Please make final investment decisions at your own risk.
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