Thoughts on a Mitsubishi office worker’s semi-retirement. Money and happiness do not align. Still, reasons to recommend asset management.

The bloggerMitsubishi Salarymanhas achieved the long-cherished semi-retirement, which has become the topic of conversation.

He had been working for a company bearing the Mitsubishi name,and by saving aggressively, invested 80% of his salary in high-dividend stocks (mainly U.S. stocks), securing a monthly dividend income of 300,000 yen.

The core of his plan was to quit being a salaryman and achieve semi-retirement. At age 30, he has already achieved that goal.

There are mixed opinions about retiring so young, but I feel I understand his feelings well. Because,I am also in the same age group and have walked a career similar to his.

Like him, I decided to take a job due to external pressures. However, the workplace I entered was a traditional company where upper management imposed their values, which felt suffocating.

For example, even if there was a job I wanted to do,I could only wait for a transfer. Also, sudden relocations could be imposed, andI couldn’t even choose where I lived.

Indeed, income was relatively high for his generation, and when he became independent at 29, people said, “what a waste.” However, after earning a substantial income, I realized thatmoney does not necessarily determine happiness.

What makes me happy is reading a book while drinking coffee, or talking with my girlfriend/wife at a family restaurant. This does not changewhether my annual income is 3 million yen or 10 million yen.

If income doesn’t drastically change happiness,isn’t it best to earn just enough to live, and then do what you love without being tied down by unnecessary things?

I do not deny the salaryman lifestyle. However,if you suppress yourself for that lifestyle, it would be such a waste.

Paradoxically,investing is the first step toward a life free from money’s tight grip. If you can gain a reasonable amount of assets and dividend income through investing, you can live freely without being bound by your current workplace or income.

Right now, I myself work in stock investment and company analysis that I love. If I can make more people happy with this skill, there would be nothing better for me.

Money and Happiness— I want to continue pursuing work with this eternal theme.

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